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Cash Flow Forecaster

Project the next 12 months of money in and out, see the month you'd run dry, your lowest balance, and which lever buys you the most runway. The number that actually keeps the doors open — profit is an opinion, cash is a fact.

Starting point

Cash on hand today

Revenue

Revenue this month

Growth % / month

Growth compounds month over month. Use a negative number to model a downturn or a slow season.

Costs

Variable cost (% of revenue)

Fixed costs / month

Variable scales with sales (materials, product cost, fees, sub-labor). Fixed stays put (rent, salaried payroll, software, insurance, loan payments, owner's draw).

One-time expense (optional)

Amount

Lands in

A tax bill, equipment purchase, deposit, or any large lump that hits one month — so it doesn't ambush your balance.

Runway

—

months of cash

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Lowest balance

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Hits low in

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Ending cash (mo 12)

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Avg monthly net

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What buys you runway

Grow 2 points fasterSales / marketing push

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Cut fixed costs 10%Trim overhead

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Trim variable cost 5 ptsBetter suppliers / pricing

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Delay the one-time expensePush it 3 months out

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12-month projection

Month	Revenue	Costs	Net	Ending balance

Runway is bought one captured lead at a time

Every shortfall on that table is closed faster by booking the work you're already getting calls about. The fastest, cheapest way to add cash is to stop letting paid-for leads slip — answer every call, reply to every text, follow up on every quote. That's exactly what BizBot's verticals automate.

SiteLine — trades GearShift — automotive YesChef — restaurants AgentEdge — real estate